HSA & FSA Eligible Care for Sensitive Skin and Gorgeous Curls

PAY WITH YOUR HSA OR FSA CARD*

*For qualifying customers only. See FAQs below

Cristina’s Curls partners with Flex so eligible customers may be able to use HSA or FSA funds on qualifying purchases, depending on your plan.

HSA & FSA Eligibility with Cristina’s Curls 

What Are HSA and FSA Accounts?

An HSA is a tax-advantaged savings account you can use for qualified medical costs. You must be enrolled in a high-deductible health plan (HDHP) to contribute. Funds can roll over year to year, and unused balances remain with you even if you change jobs or insurance plans. (IRS)

FSA (Flexible Spending Account):
An FSA is offered through your employer and lets you set aside pre-tax money to pay for eligible medical expenses within the plan year. FSAs typically operate under a “use-it-or-lose-it” rule, so it’s important to plan how you’ll spend these funds before the plan year ends. (FSAFEDS)

Both HSAs and FSAs can be used by you, your spouse, and your dependents, depending on your plan rules. (FSAFEDS)

How HSA/FSA Payments Work

You can pay for approved medical expenses directly at checkout using your HSA or FSA debit card if your plan allows it. Some online marketplaces and vendors display specific items as eligible at checkout, but IRS guidelines ultimately determine what qualifies. This means that even if you use your HSA/FSA card and the charge goes through, you should always retain receipts and documentation in case your plan requests them. (FSAFEDS)

If your card cannot be used at checkout, you may still be able to submit a claim for reimbursement with your plan administrator. Print or save an itemized receipt and submit it with your claim forms. Always consult your plan documents or contact your HSA/FSA provider to confirm eligibility before purchasing. (FSAFEDS)

Tips for Using HSA/FSA with Cristina’s Curls

  • Check eligibility before purchase: Confirm with your HSA/FSA provider whether your intended purchase qualifies for reimbursement under your plan.
  • Save your documentation: Keep itemized receipts and any supporting documents — many plans require them for reimbursement.
  • Consult your provider: If you’re unsure, reach out directly to your HSA/FSA administrator to determine whether a product could be covered or reimbursed.

Still Have Questions?

We know HSA and FSA rules can be complex and vary by plan. If you need help understanding how this might apply to your Cristina’s Curls purchase, feel free to reach out to our Customer Care team — we’re happy to guide you. 

How HSA/FSA Payments Work

  • Step 1: Add Products to Your Cart

  • Step 2: Select Flex at Checkout

  • Step 3: Confirm Eligibility

  • Step 4: Enter your HSA pr FSA Card

  • Step 5: You are all Set!

    Use your Cristina’s Curls products knowing you took the right steps to maximize 

  • Still Have Questions?

    We know HSA and FSA rules can be complex and vary by plan. If you need help understanding how this might apply to your Cristina’s Curls purchase, feel free to reach out to our Customer Care team — we’re happy to guide you. 

HSA / FSA Eligibility – FAQs

What Are HSA and FSA Accounts?

An HSA (Health Savings Account) and FSA (Flexible Spending Account) allow you to use pre-tax dollars to pay for eligible medical expenses for yourself and your dependents. Eligibility rules are set by the IRS and administered by your specific plan provider.

Are Cristina’s Curls products HSA/FSA eligible?

Some customers may be able to use HSA/FSA funds depending on their individual plan and circumstances. Eligibility is determined by your plan administrator, not Cristina’s Curls. We recommend confirming eligibility with your provider before purchasing.

Can I pay with my HSA/FSA card at checkout?

If your plan allows it, you may be able to use your HSA/FSA debit card at checkout. Approval does not guarantee eligibility, so we strongly recommend saving your receipt in case your provider requests documentation later.

What if my HSA/FSA card is declined?

If your card is declined, you can still:

  • Pay with another payment method, and
  • Submit your itemized receipt to your HSA/FSA provider for reimbursement, if approved by your plan.

Do I need a Letter of Medical Necessity (LMN)?

Some HSA/FSA plans require a Letter of Medical Necessity from a healthcare provider for reimbursement, especially for items related to skin, scalp, or hair conditions. Your plan administrator can tell you if this is required.

What documentation should I keep?

Always save:

  • Your order confirmation
  • Your itemized receipt
  • Any supporting documents requested by your plan (such as an LMN)

Does Cristina’s Curls guarantee reimbursement?

No. Cristina’s Curls cannot guarantee that purchases will be approved by your HSA/FSA provider. Eligibility decisions are made solely by your plan administrator.

Who should I contact with eligibility questions?

For eligibility and reimbursement questions, contact your HSA/FSA provider directly. For general product or order questions, our Customer Care team is happy to help